Making the Best of Your Home Equity Loan

This is a relatively new line of credit that improves on the personal loans. You are granted a loan without being asked what you will do with the money and using your home as a security. We would like to give you some considerations so that you will not find yourself in unnecessary trouble. More »

Opening a Business Checking Account Online - What to Look For

If you are starting a new business or if you have a small business already but are not happy with your checking account, a new business checking account may be in order. It goes without saying that you face a wide range of choices in banks and types of checking accounts. More »

Is Easy to Make Money from Home Based Data Entry Work?

Many people around the world so much knowledge about these devices is not destruction. In his view, mining, extraction of earth resources. Internet technology these days, the data is extracted from new resources. There are many software tools to extract data as are available on the Internet to retrieve specific data from the Web. More »

Secured Business Loans: Give Wings to your Business

Business is nothing but pure economics. If the economy is good, you gain profits and if it is in the reverse direction, you loose money. It is only for those who have the conviction and ideas, can sustain and succeed in a business. Other than these, you need to invest so that you get returns from the market. But if the finances are not available to you, grab a secured business loan. More »

Guide to Secured Loans

These loans work well for funding major financial needs like buying a house, investing in property or business, child\'s higher education, etc. More »


Finding a Franchise That Offers A Good ROI

Finding a Franchise That Offers A Good ROI

With any investment it is always wise to have a good estimate on the expected return on that investment (ROI) before making any actual monetary commitment. Franchising ventures are no exception to this general rule. In fact, when considering whether or not to buy a franchise, this projection because even more valuable to the potential investor.

Unlike investments into real estate or stocks, the decision to buy a franchise entails not only a substantial financial commitment, but also demands a great deal of time and energy on the part of the buyer. Any speculated return on investment should account not only for the amount of money invested into the business, but also compensate for the time spent establishing and running the business. As such, for a franchise to be viewed as potentially successful the expected earnings from the business should be significantly higher than the returns from a similar financial commitment to a passive investment.

It is important to understand that, when purchasing a franchise, higher initial investment does not necessarily translate into higher returns. A great deal comes down to the ability of the owner to effectively manage the franchise and the marketability of the franchise in the purposed area of business. For example, if the community consistently prefers hamburgers, then no amount of money invested is going to move fried chicken. Conversely, if the hamburger market of the same fictional locality is already fairly saturated, it’s going to be very difficult to attempt to edge into the market.

When deciding to explore the earning potential of a particular franchise, there is some very basic and very important preliminary research to be performed. An excellent first step is to request a copy of the company’s Franchise Disclosure Document. As a general rule, these documents relate information regarding the earnings of various franchises across the geographical boundaries of the franchise organization and can help in projecting an estimate of ROI for the area proposed for the purchased franchise.

The Franchise Disclosure Document will also give information regarding current and previous franchise owners. Conversing with owners within the region that the buyer proposes to do business, as well as owners in similar regions, can offer great insight as to what sort of return on investment can be expected. These same franchise owners can also form a backbone of a vital and invaluable support network for the new owner.

As mentioned above, another major factor in a franchise’s earning potential lies in the owners own capabilities to effectively run the franchise. It is always wise to seek out a franchise that utilizes previous experience and existing skills. A person with an extensive background in restaurant management is obviously going to fare better as a restaurant owner than as a gas station owner.

Above all, it is important to keep realistic financial goals in determining what franchise is most suitable. Taking into account the market in the proposed area, the earnings of franchises operating in similar locations, the time required to operate the proposed franchise and the owner’s ability to run the franchise in an effect manner can provide a good estimate of what one might expect to see in the way of return on the investment made into the franchise and the overall viability of the business.

One franchise with an exceptionally high ROI is a company called filtafry. You can find more information about them by visiting filtafry or

Top 10 Sports And Recreation Franchise Business Opportunities

Top 10 Sports And Recreation Franchise Business Opportunities
Though summer may be at an end, there’s no rule that says that recreational fun has to come to a close along with it. Regardless of season, sports and recreation are an undeniable part of life and a profitable business opportunity for wise business owners and investors. Whether you’re ready to start a fun indoor franchise business today or looking for the chance to start an outdoor sports franchise next spring, here are 10 great sports and recreation franchises that are ready for the right active entrepreneur.

1. The Athlete’s Foot

?36 years ago, this store was the first and only focused seller of athletic footwear. Today, it may not be the only one, but with franchises in 40 nations and happy customers around the world, it’s conceivably still the best. Whether you’re interested in starting a single-location retail franchise, starting a master franchise, or taking on an entire area development, The Athlete’s Foot has a system designed to match your level of interest in their exceptional business.

2. Rhino Sports

?The perfect cross between sports and construction, Rhino Sports franchisees are responsible for creating some of the most durable, innovative, and noteworthy athletic courts in the industry. Not only are their designs able to withstand constant use and weather damage impeccably, but the materials that they use greatly reduce the amount of strain that is put on player’s joints. For this and so many other reasons, Rhino Sports is one of the fastest-growing court brands around.

3. i9 Sports

?Over 100 million Americans play organized sports, and many are kids, which means that anyone willing to teach children the rules of fun and good sportsmanship can make a good profit doing it. And that is exactly what i9 Sports franchisees do. This home based business provides franchisees with the tools and knowledge to facilitate the development of 10 different sports leagues, and Franchise Times Magazine and Entrepreneur 500 have already recognized their system as one to watch in the future.

4. One2One Bodyscapes

?From L.A. to New York, people everywhere are into the trend of slimming down and buffing up with the work-outs and personal care that only a knowledgeable trainer can provide. One2One Bodyscapes is a 10-year-old company with 5 locations operating in the greater Boston area that provide clients with customized workouts in an exceptional environment. Poised and ready to spread further through the state and the nation, this is a great ground-floor opportunity.

5. Caddy Card

?One of the most novel things to hit the golf course, the Caddy Card is a pocket-sized, 16-page publication that provides golfers with detailed graphics of the course they’re playing, space for record keeping, and tons of advertising. It’s free for players and free for the golf courses, but advertisers pay to be included. Franchisees make their money by selling ad space, which has already proven to be a better point of advertising than any other available.

6. Laser Nation

?Laser tag has become a hit everywhere, and now you can cash in on the trend as well, with a proven system that puts you at the helm of a fully functional entertainment facility. All the franchisee has to possess to take on this business for sale is a strong knack for customer service, sales knowhow, a strong sense of personal integrity, and a high-traffic location for an outlet. Other than that, the franchisee takes care of preparing you for anything and everything.

7. Wheel Fun Rentals

?The #1 recreational rental chain in the nation, this franchise is known far and wide for bringing clients the best in wheeled family fun. Different locations offer a wide variety of rentals, ranging from bicycles to kayaks, depending on what the local terrain will allow. Current franchisees cheer the business model because it’s fun, simple to operate, and incredibly low stress.

8. Monster Mini Golf

As the popularity of the family fun center continues to grow throughout the country, so does one of the newest chains in the industry, Monster Mini Golf. Set apart from the pack by an amazingly fun design that sports a “frighteningly fun” 18-hole miniature golf course, a “monstrous” gaming center, and “fearsomely” fabulous facilities, this business turns fun into an exceptionally successful business. Training is provided to all franchisees both at the central headquarters and on location at each new facility, marketing support is always provided, and each location gets regular checkups from the local representative.

9. Intelliturf

?Professional sellers and installers of synthetic turf, Intelliturf franchisees work from home and are in a class by themselves. Despite the convenience that comes with having a lawn or golf green that never grows but looks and feels like real grass, there are not yet a lot of companies that specialize in it. Franchisees with the foresight to get in on this growing trend at the ground floor, however, are taught all there is not know about the industry, and set well on their way to business success.

10. HobbyTown USA

?With more 180 locations already established across the US, HobbyTown USA is one of the top retail facilities in their industry. Selling a wide variety of toy, entertainment, and hobby products, franchisees have the extreme privilege of working a fun, satisfying job that allows them to make their own hours of operation in a market that is rather recession-resistant. And, of course, financing, training, site-selection assistance, and ongoing support are all included in this great package.

The list of sports and recreation franchises goes on and on, but they all share one thing in common: they capitalize on fun. If you want to do the same, take a closer look at some of these great business opportunities.

Find more franchise business opportunities including sports and recreation franchises, such as bicycle and motorcycle franchises at Franchise Gator.

Planet Sub, a division of Geneva Roth Companies and sandwich shop franchise

Planet Sub, a division of Geneva Roth Companies and sandwich shop franchise

Planet Sub, a division of Geneva Roth Companies, is a sandwich shop franchise that specializes in serving hot, fresh subs in a distinct, fun environment.  They have graced the Midwest with its unique sandwich shops and unrivaled experience for over 20 years.  Such continued excellence is the main reason Geneva Roth Companies has invested so much time and effort into the Planet Sub concept.

The unique atmosphere and delicious, fresh sandwiches offered at Planet Sub are what sets this franchise apart from its competitors.  Anyone can make a sandwich, but can they do it in an exciting way?

The Geneva Roth Companies ethos calls for investing in companies whose leadership base and strategic thinking is both innovative and practical.  At Planet Sub, these traits are clearly visible when the customer walks through the door.  The friendly, well-educated staff, the visually stimulating décor, and most importantly, the sandwich mastery, make them a Midwest sandwich institution.

The Planet Sub experience all begins with the fresh, homemade wheat bread, crispy veggies, select cheeses and flavorful meats.  But what brings everything together is ultimately the fact that these sandwiches are toasted in a pizza oven, lightly crisping the crust, perfectly melting the cheese, and blending the flavors until what once was a sandwich is now a masterpiece.

The Planet Sub legacy began over 20 years ago when Yello Sub introduced the unique flavor of the oven-baked sandwich to Lawrence, KS.  As the product was perfected over the years, the franchise has grown to incorporate the independent and easy spirit of the college town into the culture of the company. 

As a participant in this unique retail food franchise opportunity, you’ll see that Planet Sub offers something for everyone on the planet, like the deli classics, premium vegetarian products and other tasty gourmet creations.

With fresh, homemade bread, crisp vegetables, select cheeses and meats stacked high, Planet Sub provides one-of-kind, oven-baked sandwiches. Perfect at the home, office or at the game, they can prepare and deliver anything you can dream up. Geneva Roth Companies is a proud owner of Planet Sub and will continue to support its vision.

Franchisees currently operate 29 stores throughout the Midwest, including franchise outlets in the following states:

14 stores in Missouri

10 stores in Kansas

2 stores in Iowa

1 store in Oklahoma

2 stores in Nebraska

Geneva Roth Companies
is an entrepreneurial growth firm specializing in diverse start-up companies dedicated to growth and industry through quality business practices.  Geneva Roth Companies is dedicated to the creation of new franchises to foster products and services that address a unique consumer need, no matter the industry.  In this volatile economy, it is important to diversify holdings and invest in those that have real potential to grow.  Planet Sub fits this description, as it’s delicious sandwiches and unparalleled atmosphere add up to the most pleasing sub shop experience in the Midwest.  To learn more about Geneva Roth Companies and Planet Sub, visit or

Joel Weaver is the Community Manager for Geneva Roth Companies.

Are You Financing A Franchise Business? Tips On 0btaining Finance For A Franchise

Are You Financing A Franchise Business? Tips On 0btaining Finance For A Franchise
Can too much solid knowledge in financing a franchise business ever be wrong ? We certainly don’t think so . Let’s l show you how to obtain finance for a franchise business that you have chosen to purchase.

When talking to clients about franchise finance in Canada we generally talk about the Boy Scout motto. You will recall that their motto is ‘ BE PREPARED ‘ and that’s the total business financing strategy around financing a franchise successful that you must adopt.

Getting the money to purchase your franchise of often the biggest challenge of new entrepreneurs such as yourself. People search out franchising opportunities because they are essentially looking for a combination of opportunity and wealth – there is usually only one major obstacle to that road to success, it’s the funding for the acquisition of the franchise business.

If we had to summarize in a very simple and basic what you need to be successful in franchise financing we would boil it down to a couple key points . Want to know what they are? From our perspective it all comes down to a reasonable history of business or management experience , a decent personal financial profile – more about that one later, and access to the ‘ inside secret ‘ of franchise financing in Canada, which, you may be surprise to know, is the government of Canada !

Let’s circle back on those points – and as always it comes down and back to our Boy Scout motto – be prepared. We can see our client’s eyes rolling back now when we tell them we need a crisp business plan . That’s a key requirement of your ability to obtain finance for a franchise, simply because it’s the ‘ proof’, if you will, of your ability to understand and run your business properly. In that document you have info about yourself, the business you are purchasing, the industry you are in, and the financial performance you expect to achieve in your new role as business owner and entrepreneur.

From a lenders perspective financing a franchise business is all about one thing – getting paid back for the loan. So the lender will look at how you have structured the financial portion of your business plan to reflect ability to repay your franchise loan, as well as how much cash flow and working capital is left to pay yourself a salary and run your new business. Could anything make more sense than a properly crafted and positioned business plan – we don’t think so.

Your money – you have it, you want to keep it – don’t we all. However, whether it’s a franchise business or any business for that matter OPM never works – OPM is ‘ other people’s money’ and you can’t rely on 100% of outside financing to obtain finance for a franchise in Canada. So be prepared to invest anywhere from 25-50% of the purchase price into your acquisition. Coupled with that and this is critical, you must be able to demonstrate that you have run your personal and business affairs respectably from a credit perspective. Obtaining a copy of your credit report, in advance, by you, is strongly recommended.

And, oh yes, what about that Government Issue we mentioned. That’s one of the great secrets and tips we promised to reveal. Did you know that probably 90% or more of financing a franchise business in Canada revolves around a special loan program called the CSBF/BIL loan? It’s a federal program, and administered by financial institutions. Whats so great about it – limited personal guarantees, great rates, terms and structures.

Next steps ? Speak to an expert in franchise financing when you are looking to obtain finance for a franchise – seek out someone who is trusted, credible and experienced. Be prepared, and get ready to be successful!

Stan Prokop is founder 7 Park Avenue Financial ; Originating financing for Canadian companies,specializing: working capital, cash flow, and asset based financing , the 6 year old firm has completed in excess of 45 Million $ of financing for companies . For info / free consultation on Canadian business financing / contact details see: